# 2021/1/24更新

## FilDA利率模型升级到2.0版本 Interest Rate Model Upgrades to V2.0

FilDA将升级至利率模型2.0版本即跳跃模型，如果使用率超过一拐点使用率（kink），则利率随着使用率会较快增长。目前拐点使用率为95%，相关数值将根据市场情况即时更新并通知用户。感谢FilDA用户的支持。

FilDA will upgrade the interest rate model to version 2.0, the Leap Model. If the utilization rate exceeds that at kink, the interest rate will increase rapidly with the utilization rate. The current utilization rate at Kink is 95%. But please note that the relevant rate numbers will continue to be updated  according to market conditions. As always, thank you for all your support and please stay tuned.

![](/files/-MRnNNaekYOFr0IripPA)


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.filda.io/zhong-wen/dong-tai-geng-xin/2021124-geng-xin-update.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.