> For the complete documentation index, see [llms.txt](https://docs.filda.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.filda.io/zhong-wen/xiang-mu-jie-shao/ye-wu-mo-xing/guan-jian-shu-zhi.md).

# 关键数值

## 关键数值

1月17日，经过2周的试运营，FilDA运行良好，并且HECO上DEX迅速发展，交易深度增长快。FilDA调整了质押率相关参数，在安全的前提下，让用户的资产获得更多流动性。

### 贷款被使用比率 

请各位关注个人账户上的贷款被使用比率，尽量控制在80%以内，注意资产价格波动风险，若个人贷款使用比率达接近100%，则账户面临被清算风险。

#### 名词解释 

【质押率】针对不同资产的流动性情况和安全性，被授予不同的质押率，例如，BTC的质押率是85%，

【贷款额度】当前账户资产可以被授予的贷款额度，抵押资产市值 x 抵押率 = 贷款额度，当贷款额度被使用了100%以后会导致质押资产被清算，会收取10%惩罚。

【安全线】当用户贷款额度使用了100%时，就会触发资产清算，为了避免币价日常波动造成资产被清算，系统设置了85%的安全线。安全线是针对一个账户内的所有资产的。

.

#### 举例

10000美元的BTC，10000美元USDT

可以得到贷款额度是17500美元（10000 x 85% +10000\*90%= 17500）

安全的借款额是借出14875美元USD（17500 x 85% = 14875）

留出2625美元作为价格波动的缓冲区。

最终大家需要关注的就是贷款使用率的百分比，一旦靠近100%的时候被清算风险就会变大。

## 各类资产质押率 

|   Assets  | Collateral Factor |
| :-------: | :---------------: |
|    USDT   |       90.00%      |
|    HUSD   |       90.00%      |
|     HT    |       80.00%      |
|    ELA    |        40%        |
|    HPT    |        40%        |
|    ETH    |        80%        |
|    HFIL   |        60%        |
|    HBTC   |        85%        |
|    HDOT   |        70%        |
|    HBCH   |        80%        |
|    HLTC   |        75%        |
|    HBSV   |        40%        |
|    HXTZ   |        40%        |
|    NEO    |        20%        |
|    AAVE   |        50%        |
|    SNX    |        30%        |
|    UNI    |        50%        |
|    MDX    |        50%        |
|    LINK   |        30%        |
|    DAI    |        90%        |
|    USDC   |        90%        |
|    TUSD   |        80%        |
|  WHT-USDT |        80%        |
| HBTC-USDT |        80%        |
|  ETH-USDT |        80%        |
|  HBTC-ETH |        80%        |

## 各类资产借贷挖矿比例  (4月19日更新） <a href="#ge-lei-zi-chan-jie-dai-wa-kuang-bi-li-liquidity-mining-percentage-for-different-assets-on-filda" id="ge-lei-zi-chan-jie-dai-wa-kuang-bi-li-liquidity-mining-percentage-for-different-assets-on-filda"></a>

| Assets | Mining Ratio |
| :----: | :----------: |
|  USDT  |   50.0000%   |
|  HUSD  |   32.0000%   |
|   HT   |    6.0000%   |
|  HBTC  |    5.5000%   |
|   ETH  |    2.0000%   |
|  HFIL  |    1.0000%   |
|   HPT  |    0.4000%   |
|  HDOT  |    0.6000%   |
|  HBCH  |    0.2400%   |
|  HLTC  |    0.5200%   |
|   ELA  |    0.1200%   |
|   NEO  |    0.1200%   |
|  HBSV  |    0.0600%   |
|  HXTZ  |    0.0300%   |
|  AAVE  |    0.1500%   |
|   UNI  |    0.2200%   |
|   SNX  |    0.0750%   |
|   MDX  |    0.6500%   |
|  LINK  |    0.3150%   |


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