2021/1/17更新

FilDA新增资产种类 New Assets supported in FilDA

随着HECO生态资产逐渐丰富，FilDA于1月17日增加支持H系资产HDOT, HBCH, HLTC等，各资产的借贷挖矿比例如下。

As more assets land in the HECO ecosystem, FilDA added support for HDOT, HBCH, HLTC and other H family tokens on January 17. Please check the mining ratio of each asset in the below chart.

关键数值调整

Key parameters altered

1月17日，经过2周的试运营，FilDA运行良好，并且HECO上DEX迅速发展，交易深度增长快。FilDA调整了质押率相关参数，在安全的前提下，让用户的资产获得更多流动性。

After 2 weeks of trial operation, FilDA is now running smoothly. Besides, the rapid development of DEX on HECO incurs the rapid growth for the market depth on Filda. On January 17, FilDA adjusted the liquidation threshold numbers and other parameters to allow users' assets to obtain more liquidity under the premise of safety.

贷款被使用比率

Loan Utilization Ratio

请各位关注个人账户上的贷款被使用比率，尽量控制在80%以内，注意资产价格波动风险，若个人贷款使用比率达接近100%，则账户面临被清算风险。

Please try to make sure the loan utilization ratio in your account is under 80%. Always be aware of the risk due to the asset price volatility. If the loan utilization ratio is close to 100%, your account will have a much higher liquidation risk.

== 名词解释 ==

== About the terms==

【质押率】针对不同资产的流动性情况和安全性，被授予不同的质押率，例如，BTC的质押率是85%，ELA是35%

[liquidation threshold] Different liquidation thresholds are provided on Filda according to the liquidity and security of different assets, . For example, the liquidation threshold of BTC is 85%, and that of ELA is 35%.

【贷款额度】当前账户资产可以被授予的贷款额度，抵押资产市值 x 抵押率 = 贷款额度，当贷款额度被使用了100%以后会导致质押资产被清算，会收取13%惩罚。

[Loan limit] The loan limit that can be granted for the account with current assets, the market value of the pledged asset x liquidation threshold = the loan limit, when the loan is used 100%, the pledged assets will be liquidated and a 13% penalty will be charged.

【安全线】当用户贷款额度使用了100%时，就会触发资产清算，为了避免币价日常波动造成资产被清算，系统设置了85%的安全线。

[Safety line] When the user's loan limit is used up to 100%, asset liquidation will be triggered. In order to avoid the liquidation risk caused by the price fluctuation, the system has set a safety line of 85% by default.

== 举例 ==

== Examples==

10000美元的BTC，

可以得到贷款额度是8500美元（10000 x 85% = 8500）

安全的借款额是借出7225美元USD（8500 x 85% = 7225）

留出1275美元作为价格波动的缓冲区。

最终大家需要关注的就是贷款使用率的百分比，一旦靠近100%的时候被清算风险就会变大。

If your account has 10,000 USD in BTC

The loan limit: （10000 x 85% = 8500）The recommended loan limit for safety: （8500 x 85% = 7225）

The recommended loan limit: （8500 x 85% = 7225）